Total return
50.00%
Gain divided by the amount invested
Gain
$5,000.00
Annualized return
14.47%
Total return does not depend on time. The annualized figure is the constant yearly rate that compounds once a year and turns the invested amount into the returned amount. It is blank when the years are zero or the returned amount is zero. These figures are illustrative estimates only. They are not financial, investment, tax, lending, or legal advice.
Learn more
How this calculator works and what to know before using it
What this calculator does
Turns an amount invested and an amount returned into a total return, and into a yearly rate when you enter how long you held it.
How to use it
- Enter what you invested and what it is worth now.
- Enter the years held, or 0 if you only want the total return.
- Read the total return, the gain, and the annualized return.
Formula used
Total return and annualized return
Total return = (returned โ invested) / invested. The annualized return is (returned / invested)^(1 / years) โ 1, compounded once a year. It is shown only when the years and the returned amount are both above zero.
Source. Total return is the gain divided by the amount invested. The annualized return is the constant yearly rate, compounded once a year, that turns the invested amount into the returned amount: (returned / invested)^(1 / years) โ 1.
Updated November 1, 2026
Example
$10,000.00 invested and $15,000.00 returned after 3 years is a total return of 50.00% and an annualized return of 14.47%.
Good to know
- A loss is a negative return. The annualized figure is omitted when the returned amount is zero.
- This is the return on the money you typed. It does not separate fees or taxes.
Common questions
- Why can the annualized return be lower than the total return?
- The total return covers the whole holding period. The annualized return is the constant yearly rate that compounds to the same result.
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